Steps to Respond to a Low Settlement Offer Stay calm and analyze your offer. Like everything in life, it's never a good idea to respond emotionally after receiving a low offer. After a serious car accident, most victims struggle to get their lives back on track, and many people often feel pressured to accept a low settlement offer, just so they can move on with their lives. But if an insurance company offers you much less than you deserve, the end result is that you won't be able to financially cope with the aftermath of your accident.
So how do you respond to a low settlement offer? Don't take a low offer personally. Review the offer and start writing your rejection letter. You must answer every reason the adjuster has given for the low offer. An experienced car accident settlement attorney will provide you with legal advice on factors that may influence your options and choices.
In a car accident settlement negotiation, the insurance company and the victim often start with very different views on what constitutes a fair and reasonable outcome. By “speaking the language of settlement negotiations” and protecting you from the tricks and tactics of defense and insurance lawyers, the lawyer evens the playing field between you and the insurance company, which in turn increases your chances of receiving the money you deserve.